Person paying for purchase in credit card reader with Skowhegan Savings debit card

MasterCard® Identity Check Frequently Asked Questions

How are my online purchases secured with MasterCard®?

MasterCard® has developed a program that helps confirm your identity when you make an online purchase.  This service helps make shopping online more secure by protecting against unauthorized use of your card.  There’s no need to download anything, install software, or register.  During an online purchase from your desktop, mobile or other digital device, you may be guided through an extra check to verify your identity.  This helps us ensure you’re you and better protect you from fraud.

What is the benefit?

Through this program, you have an added layer of protection that helps to prevent the unauthorized use of your card while shopping online.  This service helps us know you’re really you and most importantly it protects you from fraud.

Can I use both debit and credit cards?

Yes.  This service was designed for both credit and debit cards when shopping online.

How will I know if my online purchase has this added layer of protection?

This service automatically works at checkout with participating merchants.  Remember, there is no need to download anything, install software, or register your account to get this added layer of protection.