Personal Savings
























Take root, grow strong.  Start saving today, for tomorrow.

Whether you are saving for a special purpose or life’s unpredictable necessities, we offer a variety of savings programs to meet your individual needs. 

 

Use our convenient calculators to plan for your financial future

Financial Calculators >> 

 










Integrity Savings 

Start saving for the future

Integrity Savings is a great way to start you on your way to bigger investments while providing easy, convenient access to your funds.  Integrity Savings is also the perfect starter account for children.

Benefits:
  • $25.00 minimum to open
  • No service charge for customers who maintain a minimum balance of $25.00. Otherwise, pay a low monthly service charge of $1.00.
  • Free ATM transactions at all Skowhegan Savings locations
  • Quarterly statements

View full benefits of this account >>

Integrity Money Market

Access your funds when you need them

The Integrity Money Market Account is a tiered-rate account that provides the benefits of a competitive interest rate along with immediate access to your funds when you need them.

View full benefits of this account >>

Integrity Plus Money Market

Relationship Banking

The Integrity Plus Money Market Account is a high yield split-rate account for the individual or business who anticipates keeping a higher balance in the account but desires liquidity.

View full benefits of this account >>

Health Savings Account (HSA)

Plan for unexpected medical expenses

A Health Savings Account is like a personal savings account, but the money in it is used to pay for your health care expenses. As a benefit, the money you deposit into your account isn't taxed.

 

View full benefits of this account >>

Family getting into their car with their dog

Club Account

Save for a special occasion 
Pay into your Club Account regularly and collect interest over the period of one year to use for a planned trip or holiday spending.
  • $1.00 minimum to open
  • Free online, mobile and telephone banking
  • Free Debit Mastercard®

View full benefits of this account >>


"Jodi, thank you for helping us achieve our goals and be both successful community members and business owners."

– Skowhegan Savings Customer



"I just called and had to have some major stuff done to my account that I was nervous for.  Sean answered the phone and WOW, WOW, WOW!  I was floored, simply floored about the time and help he gave me. "

– Skowhegan Savings Customer

"Rangeley branch, thank you for your due diligence in protecting our account.  A bigger bank, that didn't care so much, may have let that slip.  This is why we bank with you, you are the best!"

– Skowhegan Savings Customer





View and compare the benefits of our savings accounts



Integrity Savings
Integrity Money Market
Integrity Plus Money Market
Health Savings Account (HSA)
Club Account
Earns Interest
Yes
Yes Yes Yes Yes
Minimum Balance to Open $25
$2,500
$2,500
$50 $1
Minimum Monthly Average Daily Balance
to Waive Service Charge
$25
$2,500
$2,500
$500 N/A
Monthly Service Charge if Balance
is Below Minimum Average
$1*
$10
$10
$2.95 N/A

ATM Transactions
Free at all
Skowhegan Savings
locations
Free at all
Skowhegan Savings
locations
Free at all
Skowhegan Savings
locations
Free at all 
Skowhegan Savings
locations
No
Free Online, Mobile & Telephone Banking
Yes
Yes Yes Yes Yes
Check Writing
No
Limited each
Statement Cycle
Limited each
Statement Cycle
Yes
No
Free Debit Mastercard®
Yes
Yes
Yes
Yes
Yes

For all terms and conditions, see full disclosure provided at account opening.
*Free for those 18 years of age or under.



For the needs of today and dreams of tomorrow.

Checking Account
Our checking accounts are designed to make it easy to manage your finances - wherever you’re at in life.
 

Digital Banking
Our online and mobile banking make managing your finances easy, intuitive and simple.
 
 
Home loan
Whether you are a first-time home buyer or an experienced homeowner, we are here to help you achieve your dreams. 
 
Personal Loan
Whether you are a first-time home buyer or an experienced homeowner, we are here to help you achieve your dreams. 
 
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See a Personal Banker for full product disclosure.


*Third party fees may apply.