Personal Savings

Take root, grow strong. Start saving today, for tomorrow.

Whether you are saving for a special purpose or life’s unpredictable necessities, we offer a variety of savings programs to meet your individual needs.

Use our convenient calculators to plan for your financial future

Financial Calculators >>

Integrity Savings

Start saving for the future

Integrity Savings is a great way to start you on your way to bigger investments while providing easy, convenient access to your funds.

Benefits:

$25.00 minimum to open
No service charge for customers who maintain a minimum balance of $25.00. Otherwise, pay a low monthly service charge of $1.00
Free ATM transactions at all Skowhegan Savings locations
Quarterly statements

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Integrity Savings Account tailored to youth >>

Integrity Money Market

Access your funds when you need them

The Integrity Money Market Account is a tiered-rate account that provides the benefits of a competitive interest rate along with immediate access to your funds when you need them.

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Integrity Plus Money Market

Relationship Banking

The Integrity Plus Money Market Account is a high yield split-rate account for the individual or business who anticipates keeping a higher balance in the account but desires liquidity.

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Health Savings Account (HSA)

Plan for unexpected medical expenses

A Health Savings Account is like a personal savings account, but the money in it is used to pay for your health care expenses. As a benefit, the money you deposit into your account isn't taxed.

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Family getting into their car with their dog

Club Account

Save for a special occasion

Pay into your Club Account regularly and collect interest over the period of one year to use for a planned trip or holiday spending.

$1.00 minimum to open
Free online, mobile and telephone banking
Free Debit Mastercard®

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"Jodi, thank you for helping us achieve our goals and be both successful community members and business owners."

– Skowhegan Savings Customer

"I just called and had to have some major stuff done to my account that I was nervous for. Sean answered the phone and WOW, WOW, WOW! I was floored, simply floored about the time and help he gave me. "

– Skowhegan Savings Customer

"Rangeley branch, thank you for your due diligence in protecting our account. A bigger bank, that didn't care so much, may have let that slip. This is why we bank with you, you are the best!"

– Skowhegan Savings Customer

View and compare the benefits of our savings accounts

	Integrity Savings	Integrity Money Market	Integrity Plus Money Market	Health Savings Account (HSA)	Club Account
Earns Interest	Yes	Yes	Yes	Yes	Yes
Minimum Balance to Open	$25	$2,500	$2,500	$50	$1
Minimum Monthly Average Daily Balance to Waive Service Charge	$25	$2,500	$2,500	$500	N/A
Monthly Service Charge if Balance is Below Minimum Average	$1*	$10	$10	$2.95	N/A
ATM Transactions	Free at all Skowhegan Savings locations	Free at all Skowhegan Savings locations	Free at all Skowhegan Savings locations	Free at all Skowhegan Savings locations	No
Free Online, Mobile & Telephone Banking	Yes	Yes	Yes	Yes	Yes
Check Writing	No	Limited each Statement Cycle	Limited each Statement Cycle	Yes	No
Free Debit Mastercard®	Yes	Yes	Yes	Yes	Yes