Personal Checking





















Checking accounts designed to make managing your finances, easy.

With us, you get support from real people in your community who are committed to helping you achieve your financial goals without confusing bank lingo. Our checking accounts are designed to make it easy to manage your finances - wherever you’re at in life.

 










e-Tegrity Checking

The account on the go

Our e-Tegrity Checking account is designed for those who have active and busy lifestyles and prefer the convenience of banking anytime, anywhere.

Benefits:
  • Free Worldwide ATM's*                                                                                   
  • Free Mobile Deposit                                                                                         
  • Free online banking with bill pay, mobile and telephone banking 
  • Free online bank-to-bank transfers

View full benefits of this account >>

Integrity Checking

The checking account that keeps things simple

Our Integrity Checking Account is designed to work for everyone looking for simplicity and convenience.

Benefits:
  • Free online banking with bill pay. mobile and telephone banking
  • Free mobile deposit
  • Free ATM transactions at all Maine Cash Access locations
  • Low minimum of $50.00 to open

View full benefits of this account >>

Integrity Plus Checking

Relationship Banking

With relationship banking, you can enjoy all the benefits and additional features of Integrity Plus Checking. With Integrity Plus Checking, you will get more than a checking account. You'll get access to a whole host of perks not normally associated with standard checking, from discounts to preferred rates and so much more. Integrity Plus Checking goes beyond convenience and gives you a real advantage.

Benefits:
  • Free Worldwide ATMs*

  • Free online banking with bill pay, mobile and telephone banking
  • Free Mobile Deposit
  • Free bill pay
  • Free online bank-to-bank transfers
  • Preferred CD rates
  • Discount on residential loan closings

View full benefits of this account >>



Integrity Prime Checking

Benefits built for you

Our Integrity Prime Checking account is designed for those 60+ who want simplicity and flexibility.

Benefits:
  • Free online banking with bill pay. mobile and telephone banking
  • Free mobile deposit
  • Free ATM transactions at all Maine Cash Access locations
  • Free order of standard checks per year
  • Low minimum of $50.00 to open

View full benefits of this account >>


"Jodi, thank you for helping us achieve our goals and be both successful community members and business owners."

– Skowhegan Savings Customer



"I just called and had to have some major stuff done to my account that I was nervous for.  Sean answered the phone and WOW, WOW, WOW!  I was floored, simply floored about the time and help he gave me. "

– Skowhegan Savings Customer

"Rangeley branch, thank you for your due diligence in protecting our account.  A bigger bank, that didn't care so much, may have let that slip.  This is why we bank with you, you are the best!"

– Skowhegan Savings Customer





View and compare the benefits of our checking accounts



e-Tegrity
Integrity
Integrity Plus
Integrity Prime

Earns Interest

No
No Yes No
Minimum Balance to Open $50 $50 $50 $50

Minimum Monthly Average Daily Balance to Waive Service Charge

N/A
$50
$10,000.00 in combined deposit and/or loan balances
$50
 
Monthly Service Charge if Balance is Below Minimum Average
 
N/A
$2
$25
 $2
ATM Transactions
Free Transactions Worldwide*
Free at all
locations
Free Transactions Worldwide*
Free at all
locations

Free Online, Mobile, Text & Telephone Banking

Yes
Yes Yes Yes
Free Standard Checks
No
No
Yes
Primary account owners 60 and over receive one order of free standard checks per year

Free Money Orders & Treasurer Checks

No
No
Yes
No
Preferred CD Rates
No
No
Yes
No

Discount on Residential Loans & Closing Costs

No
No
Yes**
No
Free Debit Mastercard®
Yes Yes Yes Yes

Overdraft Protection Available for qualified applicants

Yes Yes Yes Yes
Free Online Bank to Bank Transfers
Yes Available with a service charge
Yes Available with a service charge

Small Safe Deposit Box Rental Discount

No
No
Yes, one year free for new small safe deposit box rental or $20 toward a larger box
No
Mobile Deposit
Yes Yes Yes Yes



For all terms and conditions, see full disclosures provided at account opening.

*Third Party Fees may apply.  When you accept the disclosed fee Skowhegan Savings will refund that fee the next business day.
**Integrity Plus Checking account customers receive $150 credit off mortgage closing costs and may be eligible for an additional credit towards home equity closing costs.




For the needs of today and dreams of tomorrow.

Savings Account
A great way to start you on your way to bigger investments while providing easy, convenient access.
 

Digital Banking
Our online and mobile banking make managing your finances easy, intuitive and simple.
 
 
Home loan
Whether you are a first-time home buyer or an experienced homeowner, we are here to help you achieve your dreams. 
 
Personal Loan
Whether you are a first-time home buyer or an experienced homeowner, we are here to help you achieve your dreams. 
 
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See a Personal Banker for full product disclosure.


*Third party fees may apply.