Deposit Rates
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All Deposit Rates Effective: February 21, 2023
Certificate of Deposit (CD) Rates
CD Specials
| Account |
Minimum Deposit to Open | Minimum Balance to Earn APY* | Interest Rate | Annual Percentage Yield |
|---|---|---|---|---|
| 5 Month CD | $1,500 | $1,500 | 0.50% | 0.50% |
| 9 Month CD | $1,000 | $1,000 | 3.25% | 3.30% |
| 18 Month CD | $500 | $500 | 3.75% | 3.82% |
|
3 Year Bump Up CD
Discontinued
|
$10,000 |
$10,000 |
1.739% |
1.75% |
*Annual Percentage Yield (APY).
Annual percentage yields assume interest remains on deposit. A penalty will be imposed for withdrawals before maturity.
CD Terms & Rates
| Account | Minimum Deposit to Open | Minimum Balance to Earn APY* | Interest Rate | Annual Percentage Yield |
|---|---|---|---|---|
| 91 Day CD | $2,000 | $2,000 | 0.10% | 0.10% |
| 6 Month CD | $1,500 | $1,500 | 0.15% | 0.15% |
| 1 Year CD | $500 | $500 | 0.20% | 0.20% |
| 2 Year CD | $500 | $500 | 0.30% | 0.30% |
| 3 Year CD | $500 | $500 | 0.35% | 0.35% |
| 5 Year CD | $500 | $500 | 0.50% | 0.50% |
*Annual Percentage Yield (APY).
Annual percentage yields assume interest remains on deposit. A penalty will be imposed for withdrawals before maturity.
IRA Rates
IRA Special
| Account | Minimum Deposit to Open | Minimum Balance to Earn APY* | Interest Rate | Annual Percentage Yield |
|---|---|---|---|---|
| 18 Month IRA Special | $500 | $500 | 3.75% | 3.82% |
* Annual Percentage Yield (APY).
Annual percentage yields assume interest remains on deposit. A penalty will be imposed for withdrawals before maturity.
IRA Terms & Rates
| Account | Minimum Deposit to Open | Minimum Balance to Earn APY* | Interest Rate | Annual Percentage Yield |
|---|---|---|---|---|
| 2 Year IRA | $500 | $500 | 0.30% | 0.30% |
| 3 Year IRA | $500 | $500 | 0.35% | 0.35% |
| 5 Year IRA | $500 | $500 | 0.50% | 0.50% |
* Annual Percentage Yield (APY).
Annual percentage yields assume interest remains on deposit. A penalty will be imposed for withdrawals before maturity.
Money Market Account Rates
Integrity Money Market
|
Minimum Deposit to Open
|
Minimum Balance
to Earn APY*
|
Interest Rate | Annual Percentage Yield |
|---|---|---|---|
| $2,500 | $0.01 - $2,499.99 | 0.00% | 0.00% |
| - | $2,500 - $24,999.99 | 0.03% | 0.03% |
| - | $25,000 - $49,999.99 | 0.15% | 0.15% |
| - |
$50,000 - $99,999.99 |
0.25% |
0.25% |
| - |
$100,000 - $249,999.99 |
0.55% |
0.55% |
| $250,000 - $499,999.99 | 0.55% | 0.55% | |
| $500,000 - $999,999.99 | 0.55% | 0.55% | |
| $1,000,000 & Above | 0.55% | 0.55% |
Integrity Plus Money Market
| Minimum Deposit to Open |
Minimum Balance to
Earn APY*
|
Interest Rate | Annual Percentage Yield |
|---|---|---|---|
| $2,500 | $0.01 - $24,999.99 | 0.04% | 0.04% |
| - | $25,000 - $49,999.99 | 0.35% | 0.35% |
| - | $50,000 - $99,999.99 | 0.35% | 0.35% |
| - |
$100,000 - $249,999.99 |
0.75% |
0.75% |
| - |
$250,000 - $499,999.99 |
1.00% |
1.01% |
| - | $500,000 - $999,999.99 | 1.25% | 1.26% |
| $1,000,000 & Above | 2.00% | 2.02% |
* Annual Percentage Yield (APY).
The annual percentage yields assume interest remains on deposit. The rates may change after the account is open. This is a tiered split-rate account. Fees reduce earnings on the account.
Health Savings Account Rates
| Minimum Deposit to Open | Minimum Balance to Earm APY* | Interest Rate | Annual Percentage Yield |
|---|---|---|---|
| $50 | $0.01 - $499.99 | 0.00% | 0.00% |
| $500.00 & Above | 0.05% | 0.05% |
* Annual Percentage Yield (APY).
The annual percentage yields assume interest remains on deposit. The rates may change after the account is open. Fees reduce earnings on the account.
