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Deposit Rates

All Annual Percentage Rates (APR) and Annual Percentage Yields (APY) are effective as if the date below and may change at the bank's discretion

Deposit Rates

Visit one of our 12 locations to open an account, today.  


All Deposit Rates Effective: January 26, 2024

Certificate of Deposit (CD) Rates

CD Specials


Account
Minimum Deposit to Open Minimum Balance to Earn APY* Interest Rate Annual Percentage Yield
5 Month CD $1,500 $1,500 4.75% 4.86%
7 Month CD $1,000 $1,000 4.50% 4.60%
13 Month CD $500 $500 3.75% 3.82%

*Annual Percentage Yield (APY).

Annual percentage yields assume interest remains on deposit. A penalty will be imposed for withdrawals before maturity.


CD Terms & Rates


Account Minimum Deposit to Open Minimum Balance to Earn APY* Interest Rate Annual Percentage Yield
91 Day CD $2,000 $2,000 0.10% 0.10%
6 Month CD $1,500 $1,500 0.15% 0.15%
1 Year CD $500 $500 0.20% 0.20%
2 Year CD $500 $500 0.30% 0.30%
3 Year CD $500 $500 0.35% 0.35%
5 Year CD $500 $500 0.50% 0.50%

*Annual Percentage Yield (APY).

Annual percentage yields assume interest remains on deposit. A penalty will be imposed for withdrawals before maturity.


IRA Rates

IRA Special


Account Minimum Deposit to Open Minimum Balance to Earn APY* Interest Rate Annual Percentage Yield
7 Month IRA Special $1,000 $1,000 4.50% 4.60%

* Annual Percentage Yield (APY).

Annual percentage yields assume interest remains on deposit. A penalty will be imposed for withdrawals before maturity.

 

IRA Terms & Rates


Account Minimum Deposit to Open Minimum Balance to Earn APY* Interest Rate Annual Percentage Yield
30 Day IRA $500 $500 0.10% 0.10%
2 Year IRA $500 $500 0.30% 0.30%
3 Year IRA $500 $500 0.35% 0.35%
5 Year IRA $500 $500 0.50% 0.50%

* Annual Percentage Yield (APY).

Annual percentage yields assume interest remains on deposit. A penalty will be imposed for withdrawals before maturity.


Personal Savings Account Rates

Integrity Savings

Minimum Deposit to Open
Minimum Balance
to Earn APY*
Interest Rate Annual Percentage Yield
$25 $25 0.04% 0.04%

* Annual Percentage Yield (APY).

The annual percentage yields assume interest remains on deposit. The rates may change after the account is open. Fees reduce earnings on the account.

Money Market Account Rates

Integrity Money Market


Minimum Deposit to Open
Minimum Balance
to Earn APY*
Interest Rate Annual Percentage Yield
$2,500 $0.01 - $2,499.99 0.00% 0.00%
- $2,500 - $24,999.99 0.03% 0.03%
- $25,000 - $49,999.99 0.15% 0.15%
-
$50,000 - $99,999.99
0.25%
0.25%
-
$100,000 - $249,999.99
0.55%
0.55%

$250,000 - $499,999.99 0.55% 0.55%

$500,000 - $999,999.99 0.55% 0.55%

$1,000,000 & Above 0.55% 0.55%

* Annual Percentage Yield (APY).

The annual percentage yields assume interest remains on deposit. The rates may change after the account is open. Fees reduce earnings on the account.


Integrity Plus Money Market


Minimum Deposit to Open
Minimum Balance to
Earn APY*
Interest Rate Annual Percentage Yield
$2,500 $0.01 - $24,999.99 0.25% 0.25%
- $25,000 - $49,999.99 1.00% 1.01%
- $50,000 - $99,999.99 1.00% 1.01%
-
$100,000 - $249,999.99
1.25%
1.26%
-
$250,000 - $499,999.99
1.50%
1.51%
- $500,000 - $999,999.99 1.75% 1.77%

$1,000,000 & Above 2.50% 2.53%

* Annual Percentage Yield (APY).

The annual percentage yields assume interest remains on deposit. The rates may change after the account is open. This is a tiered split-rate account. Fees reduce earnings on the account.


 Health Savings Account Rates (HSA)


Minimum Deposit to Open Minimum Balance to Earm APY* Interest Rate Annual Percentage Yield
$50 $0.01 - $499.99 0.00% 0.00%

$500.00 & Above 0.05%
0.05%

* Annual Percentage Yield (APY).

The annual percentage yields assume interest remains on deposit. The rates may change after the account is open. This is a tiered split-rate account. Fees reduce earnings on the account.


 Club Account


Minimum Deposit to Open Minimum Balance to Earm APY* Interest Rate Annual Percentage Yield
$1 $1 0.10% 0.10%

 

* Annual Percentage Yield (APY).

The annual percentage yields assume interest remains on deposit. The rates may change after the account is open. Fees reduce earnings on the account.


Personal Checking Account Rates

Integrity Plus Checking

Minimum Deposit to Open Minimum Balance to Earm APY* Interest Rate Annual Percentage Yield
$50 $0.01 - $49.99 0.00% 0.00%

$50.00 - $9,999.99 0.02% 0.02%

$10,000 & Above 0.04% 0.04%

* Annual Percentage Yield (APY).

The annual percentage yields assume interest remains on deposit. The rates may change after the account is open. Fees reduce earnings on the account.