Deposit Rates
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All Deposit Rates Effective: March 24, 2025
Certificate of Deposit (CD) Rates
CD Specials
| Account |
Minimum Deposit to Open | Minimum Balance to Earn APY* | Interest Rate | Annual Percentage Yield |
|---|---|---|---|---|
| 5 Month CD | $1,500 | $1,500 | 3.68% | 3.75% |
| 7 Month CD | $1,000 | $1,000 | 3.44% | 3.50% |
| 13 Month CD | $500 | $500 | 3.44% | 3.50% |
*Annual Percentage Yield (APY).
Annual percentage yields assume interest remains on deposit. A penalty will be imposed for withdrawals before maturity.
CD Terms & Rates
| Account | Minimum Deposit to Open | Minimum Balance to Earn APY* | Interest Rate | Annual Percentage Yield |
|---|---|---|---|---|
| 91 Day CD | $2,000 | $2,000 | 0.10% | 0.10% |
| 6 Month CD | $1,500 | $1,500 | 0.15% | 0.15% |
| 1 Year CD | $500 | $500 | 0.20% | 0.20% |
| 2 Year CD | $500 | $500 | 0.30% | 0.30% |
| 3 Year CD | $500 | $500 | 0.35% | 0.35% |
| 5 Year CD | $500 | $500 | 0.50% | 0.50% |
*Annual Percentage Yield (APY).
Annual percentage yields assume interest remains on deposit. A penalty will be imposed for withdrawals before maturity.
IRA Rates
IRA Special
| Account | Minimum Deposit to Open | Minimum Balance to Earn APY* | Interest Rate | Annual Percentage Yield |
|---|---|---|---|---|
| 7 Month IRA Special | $1,000 | $1,000 | 3.44% | 3.50% |
* Annual Percentage Yield (APY).
Annual percentage yields assume interest remains on deposit. A penalty will be imposed for withdrawals before maturity.
IRA Terms & Rates
| Account | Minimum Deposit to Open | Minimum Balance to Earn APY* | Interest Rate | Annual Percentage Yield |
|---|---|---|---|---|
| 30 Day IRA | $500 | $500 | 0.10% | 0.10% |
| 2 Year IRA | $500 | $500 | 0.30% | 0.30% |
| 3 Year IRA | $500 | $500 | 0.35% | 0.35% |
| 5 Year IRA | $500 | $500 | 0.50% | 0.50% |
* Annual Percentage Yield (APY).
Annual percentage yields assume interest remains on deposit. A penalty will be imposed for withdrawals before maturity.
Personal Savings Account Rates
Integrity Savings
|
Minimum Deposit to Open
|
Minimum Balance
to Earn APY*
|
Interest Rate | Annual Percentage Yield |
|---|---|---|---|
| $25 | $25 | 0.04% | 0.04% |
Money Market Account Rates
Integrity Money Market
|
Minimum Deposit to Open
|
Minimum Balance
to Earn APY*
|
Interest Rate | Annual Percentage Yield |
|---|---|---|---|
| $2,500 | $0.01 - $2,499.99 | 0.00% | 0.00% |
| - | $2,500 - $24,999.99 | 0.03% | 0.03% |
| - | $25,000 - $49,999.99 | 0.15% | 0.15% |
| - |
$50,000 - $99,999.99 |
0.25% |
0.25% |
| - |
$100,000 - $249,999.99 |
0.55% |
0.55% |
| $250,000 - $499,999.99 | 0.55% | 0.55% | |
| $500,000 - $999,999.99 | 0.55% | 0.55% | |
| $1,000,000 & Above | 0.55% | 0.55% |
Integrity Plus Money Market
| Minimum Deposit to Open |
Minimum Balance to
Earn APY*
|
Interest Rate | Annual Percentage Yield |
|---|---|---|---|
| $2,500 | $0.01 - $24,999.99 | 0.25% | 0.25% |
| - | $25,000 - $49,999.99 | 1.00% | 1.01% |
| - | $50,000 - $99,999.99 | 1.00% | 1.01% |
| - |
$100,000 - $249,999.99 |
1.25% |
1.26% |
| - |
$250,000 - $499,999.99 |
1.40% |
1.41% |
| - | $500,000 - $999,999.99 | 1.65% | 1.66% |
| $1,000,000 & Above | 2.30% | 2.33% |
* Annual Percentage Yield (APY).
The annual percentage yields assume interest remains on deposit. The rates may change after the account is open. This is a tiered split-rate account. Fees reduce earnings on the account.
Health Savings Account Rates (HSA)
| Minimum Deposit to Open | Minimum Balance to Earm APY* | Interest Rate | Annual Percentage Yield |
|---|---|---|---|
| $50 | $0.01 - $499.99 | 0.00% | 0.00% |
| $500.00 & Above | 0.05% |
0.05%
|
* Annual Percentage Yield (APY).
The annual percentage yields assume interest remains on deposit. The rates may change after the account is open. This is a tiered split-rate account. Fees reduce earnings on the account.
Club Account
| Minimum Deposit to Open | Minimum Balance to Earm APY* | Interest Rate | Annual Percentage Yield |
|---|---|---|---|
| $1 | $1 | 0.10% | 0.10% |
* Annual Percentage Yield (APY).
The annual percentage yields assume interest remains on deposit. The rates may change after the account is open. Fees reduce earnings on the account.
Personal Checking Account Rates
Integrity Plus Checking
| Minimum Deposit to Open | Minimum Balance to Earm APY* | Interest Rate | Annual Percentage Yield |
|---|---|---|---|
| $50 | $0.01 - $49.99 | 0.00% | 0.00% |
| $50.00 - $9,999.99 | 0.02% | 0.02% | |
| $10,000 & Above | 0.04% | 0.04% |
* Annual Percentage Yield (APY).
The annual percentage yields assume interest remains on deposit. The rates may change after the account is open. Fees reduce earnings on the account.
