Community Checking

Checking accounts for the greater good

A Community Checking Account is specifically for non-profit organizations and municipalities with a low to moderate transaction volume. No monthly service charge and interest paid monthly makes this account very beneficial.


  • $50.00 minimum to open
  • Interest paid in tiers
  • No service charge for customers who have low to moderate transaction volume, up to 500 transaction items* per month. Otherwise, pay $.50 per item for over 500 items.
  • Free Mastercard® debit card
  • Free ATM transactions at all Skowhegan Savings locations
  • Free online, mobile, text and telephone banking
  • Free bill pay
  • Monthly statements

Additional business account benefits:

Sweep Account - a fully automated cash management solution that earns maximum interest

Multiple Users - offers the ability to establish multiple IDs with customizable permissions

ACH Processing - allows you to electronically process receivables and payables

Remote Deposit - deposit checks from anywhere

Outgoing Bank Wire - provides a secure method of transferring funds

Merchant Services - credit card processing and gift cards

Payroll Services - payroll, direct deposit, withholding and auto tax pay

See Personal Banker for full product disclosure.

*Transaction items include, but are not limited to, all items posted to accounts such as checks written, checks deposited, automatic deposits and withdrawals.