Skowhegan Savings Personal Loans
We offer a variety of loan options to fit your borrowing needs. Enjoy competitive rates and flexible payment terms with a Maine-based, local lender that offers local approval and local financing. In many cases, loan decisions are made the same day you apply or within 24 hours.
Please contact us for more information about our Personal Loan programs.
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Personal loans with a local touch
Our personal loans make it simple to cover life's needs with competitive rates and decisions made right here in Maine.
Pay for major life events
Unexpected expenses
Make a large purchase
Flexible Loans for Life's Needs
Whether it’s covering major life events, unexpected expenses, or financing a big purchase, Skowhegan Savings personal loans give you the flexibility you need. Enjoy competitive rates, local decision-making, and fast approvals—often within 24 hours—so you can move forward with confidence.
What you will need to apply online
- Must be 18 years or older
- Current driver’s license
- 1 month of most current pay stubs from your employer
- A valid social security number
- About 15 minutes to complete the application
Estimate your monthly payment
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Financing solutions for every need
No matter your goals, Skowhegan Savings has the solution to help you get there.
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All loans are subject to credit approval by Skowhegan Savings, other restrictions may apply.
For titled vehicles, maximum loan-to-value is up to 105% of the lower of sales price from JD Power value and up to 100% LTV for RV’s/UCC loans. Minimum credit score of 660. Typical fees range from $0-$143. Rate based on product, credit score, and loan term. Fixed rates can range from 6.00% -16.00%. Max APR of 18% with payment terms ranging from 12 months to 120 months depending on product type. An example of total amount paid on a personal loan of $5,000 for a term of 24 months at 9% would be equivalent to $5,482.20 over the 24 month life of the loan. All loans are subject to credit approval. Must be 18+ years of age. Other restrictions may apply.
