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Kristen works out of the Farmington branch as community banker for the Franklin, Oxford and Androscoggin Counties with a focus on personal and small-business banking throughout the region. She has extensive experience in real estate, as a former designated broker and owner of Dubord Realty in Livermore Falls, with exceptional account and relationship management developed over many years as a territory sales manager in commercial agricultural sales.
Kristen lives in Norridgewock with her husband, Matthew. Both are avid outdoors enthusiasts and diversified farmers.

